This website is offered to you, the "User", conditioned on your acceptance without modification, of the terms and conditions contained herein. Your use of this website constitutes your agreement to all such terms and conditions.

AUTHORIZATION

All of the information I have provided in any inquiry or application form provided to Writealoan.com through this website is true and complete. I understand Writealoan.com may keep all information that I provide through this website or that is otherwise obtained by Writealoan.com in connection with my inquiry or application.

WEBSITE LINKS

This website may contain links to other websites maintained by other parties. Such links are provided for your convenience only. Our inclusion of any link does not imply an endorsement of the site, any services or products offered thereon, or its sponsoring organization.

DISCLOSURES

In originating loans through this website, Writealoan.com acts as the distribution center to licensed mortgage lenders. The distribution of your loan will be decided on your zip code and distributed to a mortgage lender who has the exclusive right to such zip code territory. For complete licensing information of such mortgage lenders, please go the Licensing section. This website and the services provided by Writealoan.com are available only in connection with (a) mortgage loans made on residential real property located in the 50 states of the United States and the District of Columbia. Writealoan.com expressly reserves the right to discontinue, suspend or terminate the offering of any loan product through this website in any jurisdiction, subject to applicable law. Unless expressly stated to the contrary, nothing contained herein shall constitute an offer or promise for a loan commitment or interest rate lock-in agreement.

SECURITY

Writealoan.com uses sophisticated technology to protect your data and the transmissions between you and Writealoan.com. Here are some highlights:

• Transmission between browsers and our web server is implemented using Secure Sockets Layer (SSL) technology. This technology requires a SSL-capable browser such as MS Internet Explore 4.0 (or later) or Netscape Navigator 4.0 (or later).
• Transmissions between Writealoan.com and you are encrypted using public key cryptography algorithms with a minimum key size of 56 bits.
• Our database is physically separated from our web server and is protected by a physical firewall.
• Our online approval process provides individual login that relies on the user name and password that you are provided.
• Information you provide us is stored in Writealoan.com's servers that are located in a secure facility with restricted access. There is no outside company that provides administration of our systems.

LIMITATIONS/DISCLAIMERS

While Writealoan.com makes every effort to ensure that the information contained on this website is accurate and reliable, sometimes errors occur. In addition, Writealoan.com may make changes and improvements to the information provided herein at any time. THIS WEBSITE AND THE INFORMATION, SOFTWARE, PRODUCTS AND SERVICES ASSOCIATED WITH IT ARE PROVIDED "AS IS." WRITEALOAN.COM AND/OR ITS SUPPLIERS DISCLAIM ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING THIS WEBSITE AND ANY INFORMATION, SOFTWARE, PRODUCTS AND SERVICES PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT. USE OF THIS WEBSITE IS AT YOUR OWN RISK. WRITEALOAN.COM AND/OR ITS SUPPLIERS ARE NOT LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OR OTHER INJURY ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEBSITE OR WITH THE DELAY OR INABILITY TO USE THIS WEBSITE, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS AND SERVICES OBTAINED THROUGH THIS WEBSITE, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF WRITEALOAN.COM AND/OR ITS SUPPLIERS HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

INDEMNITY

As a condition of use of this website, you agree to indemnify Writealoan.com and its suppliers from and against any and all liabilities, expenses (including attorneys' fees) and damages arising out of claims resulting from your use of this website, provided that such claims allege facts that, if true, would constitute a breach by you of this agreement.

GENERAL

This agreement shall be subject to and construed in accordance with the laws of the State of Georgia, excluding its conflict of law principles. You hereby consent to the exclusive jurisdiction and venue of the courts in Cherokee County, Georgia, U.S.A., in all disputes arising out of or relating to the use of this website. Use of this website is unauthorized in any jurisdiction which limits the effectiveness of any provision of these terms of use, including without limitation this paragraph. This agreement constitutes the entire agreement between you and Writealoan.coms with respect to the use of this website and supersedes all prior or contemporaneous communications, whether oral, written or electronic, between you and Writealoan.com with respect to this website and the products and services associated with it. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. All rights not expressly granted are reserved.

IF YOUR INTERNET ACCESS DEVICE PERMITS YOU TO DO SO, PLEASE PRINT OR DOWNLOAD A COPY OF THIS AGREEMENT FOR YOUR RECORDS.

Writealoan.com understands that it is important to you to know that the information you provide us will be secure. We use sophisticated technology to help ensure that the information you transmit online remains confidential and secure. We have created this privacy statement in order to demonstrate our firm commitment to privacy. The following discloses the information gathering and dissemination practices for Writealoan.com

Registration Forms
Our site's registration form requires users to give us contact information (like their name and email address). Contact information from the registration forms is used to establish usernames and passwords as well as to get in-touch with the customer when necessary.

Your personal financial information is used solely by us for purposes of processing your loan and is not distributed to non-affiliated companies.

To process your loan inquiry, Writealoan.com will obtain a credit report only after you have specifically given us authorization to do so. The information contained in the credit report is used solely for the purpose of analyzing your credit history and verifying the debt information you provide to us.